Archive / Aplicación Legal Desplazada #1: Reserva Fraccionaria

Nr. 026 / 2010 - 2011 / Spain, Online

Aplicación Legal Desplazada #1: Reserva Fraccionaria

Conference and publication about general financial literacy.


Núria Güell


Núria Güell worked with the system that allows banks to create money as debt, taking the fact that their actions are legal as starting point. Phase 1 consisted of a conference held in an underground garage with the participation of two expropriators - Lucio Urtubia and Enric Duran- and an economist –representative of the blog Qmunty. During Phase 2, Güell published a manual including various expropriation strategies, legal consultation and analytical texts, made public online and by distributing copies to several libraries across Spain.


Spain, Online


To teach how to expropriate money from banks as well as make visible the perverse strategy used by banks to create money from nowhere. To prove that the term legal is not synonymous of legitimate and that there are some laws which we need to reconsider.

Beneficial outcomes

To empower the Spanish population by generating general financial literacy even in questions that are usually reserved to experts.

Maintained by

Produced by Fundació Guasch Coranty/ Maintained by the artist.


Citizens who wish to expropriate money to banks and learn how to make money from debt.